Social Security Disability
Social Security is an insurance system designed to help
with the financial hardships throughout life, not just after
retirement. If you are permanently disabled as a result of
a work related accident or illness and are unable to engage
in any substantial, gainful employment you may be eligible
for benefits from Social Security regardless of your age.
While you can apply for Social Security benefits on your
own, you should be aware that most applications for Social
Security benefits are initially denied.
The New
Jersey social security disability
lawyer Lloyd Bennett, Esq., P.C. has the
experience needed to obtain a review of the initial decision
and win Social Security Disability cases for our clients
at review hearings. You and your dependent children may
be due thousands of dollars in past benefits. Call or email
Lloyd Bennett, Esq., P.C. today.
You may be eligible for Social Security Disability benefits
if you are unable to work due to:
- Breathing
problems
- Chronic
heart disease
- Obesity
- Mental
disorders
- Blindness
or deafness
- Rheumatoid
arthritis
- Seizures
despite
the use
of medication
- Cancer
- Immune
system
disorders
- Neurological
disorders
- Extreme
psoriasis
involving
hands and
feet
- Multiple
sclerosis
- HIV positive
- Other
severe
medical
conditions
What is Social Security Disability Insurance?
Social Security Disability Insurance is a chief benefit of the Social Security
Act. Disability insurance is a program in which employees contribute from
each paycheck to a fund designed to help those who fall out of the workforce
into disability. The Social Security Administration (www.ssa.gov)
reviews each case of those claiming disability so those who truly need financial
support receive it.
How do I qualify for Social Security Disability benefits?
Generally, you the government will evaluate two criteria:
- the amount
of time
you have
worked;
and
- the nature
of your
disability.
The Social Security Administration uses a system of earned
work credits per year, but in general you need to have worked
fairly regularly and recently before you became disabled.
Having worked five of the past ten years usually qualifies
you. As for the nature of your disability, any medical condition
that prevents you from working at your former job or adjusting
to a new one could make you eligible for significant benefits.
What's the difference between Social Security Disability
Insurance and Supplemental Security Income (SSI)?
Supplemental
Security Income is a program for those with extremely
low income who have become disabled. The eligibility
rules for the disability are similar; what differs for
SSI is that you must submit documentation of your low
income rather than your work history. Also, where disability
insurance is funded by deductions from paychecks, SSI
is federally funded.
When can I file for Social Security Disability Insurance?
Once you acquire a condition that is likely to keep you out of work for the
coming year, you should file immediately for benefits. What's more, it can
take a while for your claim to be processed, so the sooner, the better.
What are my chances of being approved for benefits?
There is no way of knowing for certain whether your condition will be judged
as eligible for benefits by the Social Security Administration. Two people
with the same disease won't necessarily both be approved. The key element
is the severity of your condition – that it is severe enough to keep
you out of work for significant stretches of time.
What if I am denied benefits?
It is fairly common for initial claims for Social Security Disability benefits
to be denied. However, your claim may be approved at a higher level once
an appeal is filed a New Jersey social
security disability lawyer.
If you, a family member or friend is permanently disabled
call or email the personal injury law firm of Lloyd Bennett,
Esq., P.C.
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